Recurrence of overdue loans in Guayaquil SMEs in the plastics sector: a case study. Un Espacio para la Ciencia, [S. l.], v. 4, n. 1, p. 86–113, 2022. Disponível em: https://www.revistas-manglareditores.org/index.php/espacio-para-la-ciencia/article/view/37. Acesso em: 1 jul. 2026.